Credit Management Assistant Job at Davis & Shirtliff Group

• Supporting sales teams in negotiation of payment terms.
• Implementation and continuous review of the Credit Policy.
• Assessment of customer credit risk status as part of the credit approval process.
• Ensuring amounts borrowed by customers are adequately secured.
• Review and update of customer credit facilities.
• Development of appropriate strategies for efficient and cost-effective recovery of debts.
• Effective recovery of non-performing debts in liaison with contracted service providers.
• Provision of regular reports on the recovery status of all debts as well as debtor ratings of business units and individuals.
• Liaison with front line functions to facilitate timely debt collection.
• Liaison with Legal department on collection on stubborn debts.
• Follow up of customer feedback.

Key Skills and Competencies:

• Must have Upper 2nd Class Degree in in Finance, Accounting, Banking or related field.
• Professional qualifications in CPA and Credit Management will be an added advantage.
• Minimum of 3 years’ credit management experience in a financial institution.
• Thorough knowledge of lending and debt recovery procedures.
• Thorough understanding of Bank Guarantees and Letters of Credit administration processes.
• Excellent communication, analytical, negotiation and interpersonal skills.
• High integrity, professionalism, and attention to detail.