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Credit Operations Officer (SME Accounts) Job at Pezesha…See Details on how to apply for the opportunities available at Pezesha.


  • Credit Operations Officer (SME Accounts)

Responsibilities:

  • Onboarding, vetting and evaluation of potential SMEs/Merchants to be funded by Pezesha on a regular basis using our internal processes and standards and hitting set targets to ensure growth and scale.
  • Assess SME’s creditworthiness and risks by evaluating their financial information and ratios.
  • Onboard, manage and retain SME-related partners and their commissions’ payouts.
  • Marketing & Financial education in relation to SMEs needs and support.
  • Provide customer care support via calling and follow up with potential and funded SMEs on additional information required as well as repayments of loans for those successfully funded by Pezesha.
  • Portfolio management.
  • Monitor and update SME loan accounts and information on the dashboard.
  • Drive strategic sales, scale and productivity to ensure the overall success of the company’s products and services.
  • Execute strategic experiments to drive growth in assigned portfolios.
  • Daily analytics and reporting on assigned portfolio performance.

Qualifications:

  • At least a graduate of Commerce or Accounting or Finance or a related field.
  • Solid understanding of credit risk processes and standards.
  • Basic computer skills and a quick learner.
  • At least 2 years of professional work experience in credit operations as a relationship officer or part of the credit risk team.
  • ADDED ADVANTAGE: Credit Operations & SME evaluations experiences from a bank or Fintech environment.
  • ADDED ADVANTAGE: Strong Accounting and analytical skills with more than 2 years of experience.
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